Editors Pick

How a Personal Loan Could Lead You to Financial Freedom

A personal loan could be the key to achieving financial freedom. With a potentially lower interest rate than credit cards and the ability to consolidate your debt easily, a personal loan could help you begin making progress towards paying off your debt. And you can see if you qualify in minutes online.

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What Actually Happens When You Enter Debt Counseling

Debt is a fact of life for most adults. According to, consumer debt in the U.S. was close to $14 trillion at the end of 2019. Every American household currently carries an average of $8,398 in credit card debt. Additional debts include car loans, mortgages, home equity lines of credit, back taxes, and student…

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When You Should (And Shouldn’t) Co-Sign a Loan

Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really…

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How to Get a Personal Loan in 4 Easy Steps

A personal loan can be a good idea for a number of reasons. It offers a way to get the cash you need – cash you can use to pay off debt, tackle expenses, or make a costly purchase. And you can take your time to pay back these loans, which gives you some flexibility.

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Five Questions To Ask Before Taking Out A Student Loan

Student loans can be a real financial wrecker. The U.S. Federal Reserve estimates that Americans now owe between $900 billion and $1 trillion in student loan debt. That figure has been steadily growing since the 1980s. Other estimates put the total amount of student debt around $1.5 trillion. The average American leaving college owes more…

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