Credit

Editors Pick

The Best Business Credit Cards If You Have Poor Credit

For small business owners, it can sometimes be difficult to keep your professional and personal finances separated. After all, your own financial success depends on the business doing well. And sometimes vice versa, as well, if the business requires you to invest more of your own money into it. If you have poor credit personally,…

The Best Credit Cards For Canadians With Bad Credit

Having bad credit is tough. It makes things that many people take for granted — like financing a new car or swiping your credit card at the gas pumps — extra difficult. Or downright impossible, in some cases. Unfortunately, we now live in a digital age where not having a credit card is a huge…

How Exactly is Your Credit Score Calculated?

Knowing your credit score is one thing. Understanding exactly how it’s calculated is another thing altogether. If you’re curious about how your credit score is determined, you’ve come to the right place. We’ll show you exactly how companies such as Equifax, Experian, and TransUnion come up with those numbers — you know, the ones that…

How to Consolidate Your Credit Card Debt With a Personal Loan

Desperate times may call for desperate measures. But that doesn’t mean you should rush into any financial decisions, especially now. If your household is facing credit card debt, consolidation could be the answer you’re looking for. Knowing which particular method to choose, however, can be a confusing process. That’s where this article comes in. For…