Credit

Editors Pick

How to Deal With Disputes Over Payment Deferrals

In the wake of a global economic shutdown, many of you probably faced financial difficulties. In an attempt to weather the storm, many creditors offered some sort of relief. If you pay a mortgage or a car payment, you may have been offered a deferral plan. (Or had the option to request one). In short,…

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Credit Card Fraud Is Up: Here’s How to Protect Yourself

When times are hard, those who prey on the financially stressed seem to multiple. Unfortunately, the current global economic situation has created a ripe breeding ground for credit card fraud. According to the Wall Street Journal, attempted credit card fraud was up 35% in April, in terms of dollar value. That compared to the same…

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Could a Debt Consolidation Loan Help You and Your Finances?

It’s no surprise that those with credit card debt are struggling. Paying debt on multiple credit cards can lead to high interest, fees, and difficulty keeping track of what’s due when. If you feel like you’re barely treading water, there is an option: a debt consolidation loan.

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Why Your Credit Limit Suddenly Dropped Without Warning

Finances can be a precarious thing, even at the best of times. With the current uncertainties of the global economy, some credit card companies are taking steps to protect themselves. You need to keep a close eye on your accounts, because they decisions could affect your personal financial situation. In some cases, credit cards are…

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