Is Your 401(k) Investment Portfolio Too Conservative?

A 401(k) gives you a ton of options, allowing you to invest in everything from value funds to specialized funds to ETFs. But for most people, trying to decide which mix of funds makes for the ideal 401(k) investment portfolio is confusing and complicated.

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5 Good Careers That Don’t Require a Four-Year Degree

One of the pitfalls of modern society seems to…

Earn Up to 10 Times More Interest With an Online Bank

Taking advantage of the interest rates offered by banks is a great way to increase your money with very little effort. All you have to do is keep a balance in your checking or savings account. But in order to get the most out of your money, you’ll need an account with a bank that offers a great interest rate.

Things You Need to Consider When You Are About to Retire

Hopefully your retirement is a lifelong goal you (and…

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Save Money

How To Negotiate Lower Monthly Bills

Posted 4 weeks ago

With unemployment at record highs and job security often unstable, you might find yourself strapped for cash. One…

How Much Does Bad Driving Cost You?

Posted 1 month ago

One of the unfortunate side effects of owning your own vehicle is the sense that your transportation is…

8 Ways You Could Be Saving Money on Gas

Posted 1 month ago

Summertime means more miles on the road for many people — especially now that the masses are staying…

The Best High-Yield Savings Accounts

Posted 1 month ago

Your checking account is great – but it isn’t the best place to keep money that you’re saving for goals. You need a savings account with a great interest rate so you can earn money while you work on growing your savings

Paying Big Bucks for Child Care? Here’s How to Save Some Money

Posted 2 months ago

My friend once told me she paid $50 a week for her son to spend five or six…

Are Your 401(k) Fees Too High?

Posted 2 months ago

Here’s a short pop quiz for you. How much are you paying in fees for your 401(k) account? No…

Make Money

5 Good Careers That Don’t Require a Four-Year Degree

Posted 3 days ago

One of the pitfalls of modern society seems to be the idea that you need at least a…

What To Do If Your Employer Suddenly Stops Paying You

Posted 4 months ago

We all look forward to payday. In a lot of cases, it can’t come soon enough. There’s always…

Here Are Some Fun Part-Time Jobs For Retirees

Posted 5 months ago

There’s more to retirement jobs than being a greeter at Walmart. A growing number of people are unretiring…

How To Properly Calculate Benefits Into A Job Offer

Posted 6 months ago

Human resources executives call it “total compensation.” If you’ve never heard the term before, it refers to the…

How to Successfully Work From Home

Posted 6 months ago

There was a time, not so long ago, when the idea of working from home seemed like a…

These Are the Top Work-From-Home Jobs We’ve Found in 2019

Posted 11 months ago

For the untold millions of nine-to-fivers who have to fight commuter crowds and rush-hour traffic twice a day,…

Budgeting

How to Pay Off Debt Using the Lasso Method

Posted 2 months ago

You’ve heard plenty about the avalanche and snowball methods for paying off debt. They definitely have their merits….

Try a Kakeibo Budget To Be More Mindful With Your Money

Posted 3 months ago

There are plenty of budgeting methods out there. There’s the envelope method. The 50/30/20 philosophy. There are apps…

Why You Should “Close Out” Your Budget Every Month

Posted 3 months ago

You hear it a lot. You absolutely need a personal budget. Every financial expert will tell you. There…

How To Give Your Personal Finances A Tune Up

Posted 4 months ago

Knowing where you stand is important. After all, you can’t improve your financial situation unless you understand exactly…

How To Not Overspend When Planning Your Wedding

Posted 4 months ago

There are many things we associate with weddings, but debt doesn’t have to be one of them. Instead,…

Should You Pay Up Front or Over Time? How to Handle a Large Bill

Posted 4 months ago

What can put you both in the red and the black, financially speaking? Bills. Yes, we mean those greenbacks…

Investing

Is Your 401(k) Investment Portfolio Too Conservative?

Posted 16 hours ago

Things You Need to Consider When You Are About to Retire

Posted 7 days ago

Hopefully your retirement is a lifelong goal you (and potentially your spouse) are working towards. Or maybe it’s…

Why Seniors Should Take Advantage of Bond Investing

Posted 1 week ago

Bond investing is a unique way to gain capital, especially for seniors. Essentially, bonds are a loan you…

Be Wary Of Over-Enthusiasm When Investing

Posted 2 weeks ago

One of the most important things you can do for your investment portfolio is find a sense of…

5 Recession-Friendly Investment Options

Posted 2 months ago

There are some money moves you can make that’ll actually set you up for success during a recession or economic downturn. If you know which investments, which stocks, tend to perform well when all others are volatile, you can minimize your losses and potentially make gains.

5 Money Moves to Make with $1,000 in Extra Cash

Posted 3 months ago

Any amount of savings in your bank account puts you in a more comfortable financial situation. But why…

Credit

You Can Negotiate Credit Card Debt – Here’s How to Do It

Posted 1 month ago

Is your monthly credit card bill extremely high? If you’re struggling with credit card debt that feels insurmountable, you aren’t alone.

What This New FICO Score Means For Your Credit

Posted 3 months ago

The pandemic has thrown the economy into almost unprecedented levels of uncertainty. To compensate for factors like higher…

How to Deal With Disputes Over Payment Deferrals

Posted 4 months ago

In the wake of a global economic shutdown, many of you probably faced financial difficulties. In an attempt…

Credit Card Fraud Is Up: Here’s How to Protect Yourself

Posted 4 months ago

When times are hard, those who prey on the financially stressed seem to multiple. Unfortunately, the current global…

How Your Credit Card Rewards Might Change Going Forward

Posted 4 months ago

The finance world — like almost everything else — went through a major upheaval in early 2020. Credit…

Could a Debt Consolidation Loan Help You and Your Finances?

Posted 5 months ago

It’s no surprise that those with credit card debt are struggling. Paying debt on multiple credit cards can lead to high interest, fees, and difficulty keeping track of what’s due when. If you feel like you’re barely treading water, there is an option: a debt consolidation loan.

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